We consider the requirements for a generic m- Learning system that would maximize the likelihood of its acceptance, and conclude that such a system should rely on the existing infrastructure and mobile device ownership, with SMS technology being the most appropriate technology under present conditions. We back this conclusion by conducting a survey on m- Learning acceptance targeted at educators, and demonstrate the feasibility and gauge acceptance by the learners by developing a system prototype and evaluating it in a simulated classroom environment. The results reported in this article speak in favor of introducing low cost, low maintenance SMS based m- Learning systems targeting average, budget conscious educational institutions.